Wednesday, August 6, 2014

FIRST TIME INVESTOR'S GUIDE TO STOCK MARKET

Courtesy : ET

Valuation Parameters You Should Know


Knowing them will enable you to buy stocks at the right price.

PE RATIO: SHARE PRICE/EARNINGS PER SHARE

The price-to-earnings ratio is the most commonly used valuation parameter. A lower PE indicates either an attractively valued stock or one whose prospects are poor. You may compare the current PE of a stock with its own historical valuations (say, 5-year average), the industry average. the industry average, and the PE of a broad market index, such as the Sensex or S&P 500.

PE ratio can be of two types: forward and TTM (trailing 12 months). Forward PE is based on the earnings estimates provided by analysts. The advantage of using it is that stocks respond to the prospects of a stock. The risk is that earnings estimates often go wrong. TTM PE is based on past four quarters' earnings, so it can't be wrong. However, it is backward looking.

PB RATIO: PRICE/BOOK VALUE
The price to book value compares the price of a stock with its book value (value of shares originally issued, plus retained earnings). The book value is a proxy for the liquidation value of the company. It is a good measure for judging the valuations of asset-heavy companies. It is also well suited for banking and other financial services companies. It is not a good measure for asset-light, service firms.
EV/EBITDA: ENTERPRISE VALUE/EBITDA
This valuation ratio compares the enterprise value of a stock with its EBITDA (earnings before interest, tax, depreciation and amortisation), a measure of a stock's operating profits. The EPS gets affected by 'other income', which is income not derived from the company's operations, but from, say, sale of an asset. This can artificially inflate the EPS and bring down the PE. This doesn't happen with EBITDA. The latter is, hence, a better reflection of a company's earnings capability. EV or enterprise value measures a company's value. It is the sum of the market value of the firm and its longterm debt, minus its cash.
PEG RATIO: PE RATIO/EPS GROWTH RATE
Here you compare a company's PE ratio with its 3- or 5-year EPS growth rate. Sometimes, a company's PE may appear high compared to its own historical valuation or the industry average. This usually happens with high-growth companies. If you wait for its PE ratio to fall, it may never happen. The PEG ratio, by comparing the PE with the EPS growth rate, offers a justification for investing in such a stock. The PEG ratio should be be below 1. If it is less than 0.5, it is very attractive. 

Before You Invest

No quick gains 
 
At the very outset, investors must accept that the equity markets are not a route to quick riches. "Greed and speed are the worst enemies of sound investing," says investment analyst R Balakrishnan, a former mutual fund CEO. All direct investments in equities should be made with a time horizon of at least 3-5 years. If you ignore this tenet and adopt a high-churn strategy, you will soon come to grief. "You may get lucky on your first punt and make some quick money. Then, inevitably, you will buy something that will keep sinking," says Balakrishnan.

If the markets tank and the uneducated investor is left holding stocks of suspect quality, his corpus value erodes rapidly and does not recover for a long time, if ever. Many investors get so badly singed by their first such brush with the equity markets that they decide to stay away from stocks forever.


Educate yourself

Before you start investing directly in equities, make the effort to educate yourself. "If you won't invest time in educating yourself, then direct stock investing is not for you," says Balakrishnan. Learn the ropes of investing from an unbiased source with no conflict of interest. Says Dhawan: "Many brokerage houses today run short-term learning programmes on equity investing. Brokerages earn more when you transact more. Hence, they have a vested interest in teaching you investment strategies that involve a high churn," he says.

In our view, the approach with which you stand the best chance of making money is one based on fundamental analysis and buy-and-hold. Also, by reading investment classics, you may have the best chance of developing an approach that is time-tested.

Valuation Parameters You Should Know


Knowing them will enable you to buy stocks at the right price.

PE RATIO: SHARE PRICE/EARNINGS PER SHARE

The price-to-earnings ratio is the most commonly used valuation parameter. A lower PE indicates either an attractively valued stock or one whose prospects are poor. You may compare the current PE of a stock with its own historical valuations (say, 5-year average), the industry aver ..

Valuation Parameters You Should Know


Knowing them will enable you to buy stocks at the right price.

PE RATIO: SHARE PRICE/EARNINGS PER SHARE

The price-to-earnings ratio is the most commonly used valuation parameter. A lower PE indicates either an attractively valued stock or one whose prospects are poor. You may compare the current PE of a stock with its own historical valuations (say, 5-year average), the industry aver ..

Valuation Parameters You Should Know


Knowing them will enable you to buy stocks at the right price.

PE RATIO: SHARE PRICE/EARNINGS PER SHARE

The price-to-earnings ratio is the most commonly used valuation parameter. A lower PE indicates either an attractively valued stock or one whose prospects are poor. You may compare the current PE of a stock with its own historical valuations (say, 5-year average), the industry aver ..

33 comments :

  1. Very valuable suggestion s

    ReplyDelete
  2. Thanks Sir,

    Solved few of the earnings related questions if not all..

    ReplyDelete
  3. Thank u very much for the post. Pls also suggest to read basic books and advanced learnings on value investing. So that your boarders wouldn't trouble u for basics
    Thank u. God bless u for ur selfless service

    ReplyDelete
  4. Thanks for this valuable information.

    ReplyDelete
  5. Thank you very much VP sir.
    This type of information is very useful to the new investors like me. As few of us asking you that what are the parameters of a stock we have to see before investing. So plz continue these type of investing lessons.
    Thank you sir.

    ReplyDelete
  6. Hello Sir
    Correct me if i am wrong, the EPS of helios & Matheson is around 5, so considering 5% growth in the EPS will the PEG be around 1? In case the EPS grows about 10% the PEG should be .5?
    Thanks,
    Rahul

    ReplyDelete
  7. Dear VP:

    Excellent and timely identification of Panasonic Energy scrip. The results of this quarter have been excellent. What are your thoughts on this counter now from long term perspective.

    Best regards

    ReplyDelete
  8. Sir what is your opinion about Thomas Cook ?

    ReplyDelete
  9. DearVPji,

    This is very good knowledge from you to small investors for learning.
    Which will help us to learn before investing in any stock and not on market rumour.

    Regards
    JD

    ReplyDelete
  10. Very technical :-) ...dont understand much...

    But I do buy all your recommendations. Yes,,I do,, since past 6 months.
    I have changed from a trader to investor, once I started investing as per your blog. My long term losses in stocks are all covered up, and I have moved to profit.

    Thanks for the perfect stock picks. Sincere Thanks. You have really really helped much, you may not be aware though.

    ReplyDelete
  11. Thanks VPji

    You are a mentor and you are giving whatever knowledge you are having on 2nd and 4th weekend. This will help us to identify the good stock for investment purpose. Many of us will start sending the best stock as per your guidelines. This will be good for investor.

    I am glad that you have started provided valuable information as this will help many small investor as me.

    Regards,

    Anil

    ReplyDelete
  12. Thanks for educating us

    ReplyDelete
  13. Sir, thanks a lot for the pains taken by you to provide us valuable information. Can we expect some more of these .

    ReplyDelete
  14. Dear sir,
    Pl let me know ur valuable suggestions on KVB after its disappointing results. I am having 2000 shares of KVB at an average price of Rs 403. Can I offload half of my positions n enter at a lower level later?

    ReplyDelete
  15. Sir, Very nice and useful information. Rather than asking every time about a stock, we can decide ourself if a stock is worth buying.

    ReplyDelete
  16. Very educative. Many thanks :)

    ReplyDelete
  17. The above posting was taken from ET online edition .Just re-posted it for those who missed it .All credit goes to the original author . Since I feel it is useful ,just re -produced it here.

    ReplyDelete
  18. Sir ,
    Does your earlier recommendation centum electronics looks good on cmp based on the recent developments like privatization of defense supplies ?

    ReplyDelete
    Replies
    1. Recently updated

      http://value-picks.blogspot.in/2014/07/centum-electronics-apar-industries.html

      Delete
  19. Thanks for the valuable post.It will help us. Veera

    ReplyDelete
  20. Thank you very very very much, sir.

    ReplyDelete
  21. DEAR VP , Your View on MPS --------- at CMP -------. is it good to INVEST at cmp for next ONE YEAR time. Thank you

    ReplyDelete
  22. Poor results from technocraft .. Should we exit or hold for few more quarters ..

    Had bought igsec 30% @2200 of the total qty I had to to invest .. Again the company came out with good set of results and moved up to 2600 .. Should I add if it comes to 2450 or add rest 30% at current price and rest again at 2200..
    Regards

    ReplyDelete
    Replies
    1. Neither tracking nor recommended Technocraft

      Delete
  23. Dear Sir, Thank You Very Much for your Research and recommendations......
    I want to know the future of Nath Bio Genes(India) Ltd as I bought at 146, I am long term Investor who invest for at least 1 Year and after looking into performance of company I decide to hold or to exit.
    Request you to please suggest and advise.

    ReplyDelete
    Replies
    1. Stock already recommended @ Rs.50 .Use the search option

      Delete
  24. sirji why shirpur gold not participate this rally while cmpany's balance sheet showing strenth year by year. plz explain

    ReplyDelete
    Replies
    1. Present tax structure on gold and gold ore import is not favorable for the co

      Delete
  25. Great call on MM Forging. MD seems to be very confident about the future of company. Thanks for your recommendation. :-)

    ReplyDelete

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